Pins, or brooches, are a type of decorative jewelry to be attached to garments or to hold them closed. Brooches are commonly made from gold, but can be found in bronze and other metals. Brooches are often decorated with enamel or gemstones and are used as ornaments. The first brooch dated back to the Bronze Age.

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Implications of non-payment: There are no financial implications. If no payment is made the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client's credit score for late or non-payment. Loans are renewed when an interest payment is made. Maximum APR; 36%. There are no additional fees or penalties when renewing a loan. No loans offered are under 60 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 60 days. The minimum repayment period is 61 days and maximum is 10 years. An example of a loan is: borrower takes $100, repays $106 in 90 days. Loan is fulfilled.

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