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What is the Difference Between Treated and Natural Rubies?

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Treated sapphires and treated rubies are prevalent on the jewelry scene. You’ll see them in our store in our estate jewelry pieces (especially the rubies) and on smaller gemstone designs. Most of our large sapphire rings and earrings are untreated, … Read More

Raymond Lee Jewelers complies with Florida state law stating we can legally charge up to, but not greater than, 25% interest per month equaling 300% APR. However, Raymond Lee Jewelers normally charges a fraction of that. We have the lowest interest rates in South Florida.

The implications for non-payment include, but are not limited to, the following:

1. Interest payments for any months missed are due. If the loan is in default previous month's interest payments are void.
2. We will try to contact you via phone, email, or text message to try to collect payment.
3. There is no impact on your credit score for a defaulted pawn loan.
4. Monthly interest payments act as renewals, extending the loan 30 days when a full interest payment is made. There is no renewal fee.

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