Benefits of Financing Engagement Rings Through Your Jeweler

Source: Raymond Lee Jewelers

An engagement ring is a vital part of any relationship for a number of reasons. Everyone knows “Diamonds are a girls best friend,” and it’s usually the man’s job to provide his significant other with the best diamond(s) to suit her.

It is suggested that a gentleman to spend 3 months of income on an engagement ring, but a majority of bachelors don’t necessarily have that on hand when they know the time is right. Finding the best financing options for the ring of your dreams is essential in planning a memorable and life-long proposal.

Financing through your jeweler is beneficial for a number of reasons. The free space on your revolving credit can be beneficial for a newly engaged couple, many jewelers offer incentives to finance through them, and financing through your trusted jeweler can make your purchase infinitely more manageable.

The first thing on everyone’s mind after a fairy tale proposal is of course, a fairy tale wedding. Setting a date can be stressful as many arrangements need to be in order, and finances need to be available. Often couples finance wedding options and arrangements on credit, which may have not been available if the ring were purchased through an individual’s credit limit. If a ring takes a bit longer to pay off, or it’s financed through a private creditor, it opens up so many doors for the new couple: the ability to purchase a marital home, plan a family, or travel together.

Raymond Lee Jewelers offers many incentives for suitors to finance engagement rings. 6 months of free interest are available, allowing purchasers time to pay off the ring without the necessity of paying interest. Other incentives, like low longer-term APR and no pre-payment penalties are available.

Financing engagement rings through your jeweler makes the buying experience much more streamlined and manageable. In most occasions, you can take the ring home on the same day to not further postpone your divine engagement!

Consider financing through a trusted jeweler like Raymond Lee Jewelers. The incentives make the experience worth while, and it’s a much more versatile option than financing through credit cards or spending cash that you could be putting toward your combined nest egg.

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Florida Jewelry | Luxury Watches | Raymond Lee Jewelers

Implications of non-payment: There are no financial implications. If no payment is made the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client's credit score for late or non-payment. Loans are renewed when an interest payment is made. Maximum APR; 36%. There are no additional fees or penalties when renewing a loan. No loans offered are under 60 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 60 days. The minimum repayment period is 61 days and maximum is 10 years. An example of a loan is: borrower takes $100, repays $106 in 90 days. Loan is fulfilled.