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Collateral Loans with Raymond Lee Jewelers

Raymond Lee Jewelers: The Top Destination for Collateral Loans in Boca Raton

Sometimes, it takes a quick flush of money to regain your financial footing. One of the fastest and simplest ways to accomplish this is by getting a collateral loan from Raymond Lee Jewelers. It's fast, simple, and can give you the immediate cash you need. We offer high dollar discreet collateral loans in Boca Raton on all jewelry and related items such as diamond jewelry, gold jewelry, luxury watches, gold coins, etc.

With Raymond Lee Jewelers' collateral jewelry loans, you can use your valuable jewelry as collateral to obtain a loan quickly and regardless of your credit standing. We offer free item appraisals and low interest rates as well as a flexible repayment terms and exemplary customer service.

A Viable Funding Alternative

We offer the ideal answer to your needs by making collateral loans available

We realize that your personal or family belongings are important to you, which makes it sometimes hard to think about selling them for quick cash when you're in a financial bind. Oftentimes, the high cash value items you have are also the same items that carry strong sentimental value so they are difficult to part with. In these instances, we offer the ideal answer to your needs by making collateral loans available, which will solve your cash problem while allowing you to keep your precious items safe until you are able to pay back the money.

Our collateral loans offer a viable option to selling your valuables or taking out a loan from traditional lenders. Here are some good reasons to consider our jewelry loans:

  • Get cash in your pocket without selling items with sentimental value.
  • Trustworthy item appraisals performed by certified and experienced professionals.
  • 100 percent secure transactions and secure storage/handling of valuables.
  • Loans with no credit checks, no employment or income verification and no credit agency reports.

Why should you take a jewelry collateral loan?

This type of loan would be the most suitable option for anyone who 1) Has a valuable piece of jewelry; 2) Needs cash quickly; 3) Is not willing to part with their jewelry and 4) Has the means to repay the loan. A jewelry collateral loan eliminates the dilemma and pressure of selling valuables and doesn't call for any credit checks. Feel free to drop in to our showroom or give us a call. Our staff will be happy to tell you more about how our loan works.

How to Get a Collateral Loan

Our loan process is fast, easy and discreet. Simply bring in your items as collateral and secure a loan. We always have cash ready for you. If you are certain that a collateral loan meets your needs but you not sure of the value of your item you’re considering to loan against, bring in your item to be appraised. Our appraisals and quotes are always free. Our professional staff will carefully assess your collateral and inform you of your loan options. We will then secure your item in a safe storage until loan payment has been completed and you return to pick up your valuable.

Keeping Your Assets Secure is Our Top Concern

With Raymond Lee Jewelers, you can be assured of point-to-point insurance where your item is safe from the time it leaves your possession until you have it back once you've repaid your loan. Throughout the period of the loan, your jewelry will be fully insured through Jewelers Mutual Insurance. Our showroom has 24/7 monitoring via a state-of-the-art network of surveillance systems. We also have armed security personnel protecting our premises all during our business hours.

As your valuable items are stored in our facility, it is surely in a much safer place than your home safe or the average pawn shop. We do understand the concern that naturally accompanies leaving a valuable item in the care of someone else so we'd like to assure you that we are doing our best to keep your valuables safe and secure at all times until you redeem them.

High Value and Easy Collateral Loan Terms

We give you the highest possible cash amount for your high dollar loans

At Raymond Lee Jewelers, we give you the highest possible cash amount for your high dollar loans. We will give you the most value for any high dollar item that you wish to loan against. Take advantage of getting the maximum value of your jewelry with low interest rates when you choose our collateral loans in Boca Raton.

Competitive rates and friendly terms are what make us one of Boca Raton's leading options for a collateral lender. In fact, we have a wide range of clients from local professionals to professional athletes as well as local families and small businesses who have all benefited from our collateral loans.

Our loans are designed to make repayment easy so clients don't struggle with their finances. We don't want your quality of life to suffer so we've kept the terms and conditions of our collateral loans simple and reasonable, allowing clients to pay back the loan money without unnecessary sacrifices to their lifestyle.

Why is Our Collateral Loan a Better Pawn Shop Alternative?

In this particular service, we are in direct competition with pawn shops since they are the only other establishments where you can get a loan using jewelry as collateral. In comparison, our collateral loan program is more profitable for you, the customer, than any traditional pawn shop in Boca Raton. Our interest rates are regulated and we charge only a fraction of what you will end up paying at a pawn shop. We also allow much longer payment periods to make it easy for you to pay back your loan. Also, in general, our loan amounts offer more money than even an upscale pawn shop will.

Helping Customers Every Way We Can

Dealing with financial problems? Do you need cash right now? Whatever may be the reason- wrong investment decisions, unexpected bills, medical expenses - Raymond Lee Jewelers is here to assist you during your time of need. We understand that needing some financial help in this tough economy is expected. Anyone can become in dire need of money. Even well-off people find themselves needing financial assistance from time to time. Our professional team of loan specialists will be happy to advise you on our collateral loans and accommodate your needs today.

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Raymond Lee Jewelers complies with Florida state law stating we can legally charge up to, but not greater than, 25% interest per month equaling 300% APR. However, Raymond Lee Jewelers normally charges a fraction of that. We have the lowest interest rates in South Florida.

The implications for non-payment include, but are not limited to, the following:

1. Interest payments for any months missed are due. If the loan is in default previous month's interest payments are void.
2. We will try to contact you via phone, email, or text message to try to collect payment.
3. There is no impact on your credit score for a defaulted pawn loan.
4. Monthly interest payments act as renewals, extending the loan 30 days when a full interest payment is made. There is no renewal fee.

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